What Do GPs Earn in New Zealand?

GP Salary New Zealand

If you’re thinking about working as a GP in New Zealand, then you are likely to be attracted by a beautiful country offering beaches, nature, outdoor adventures plus national parks for walking and biking.

You may also be thinking about the work – life balance which GPs in New Zealand enjoy and want to find out more about what life is like. One of the questions we’re often asked, is what the salary is for GPs in New Zealand. We will address these and answer your questions below.

The average working week in New Zealand is 32 – 40 hours per week or 8 – 10 sessions. Most of the contracts we see are 32 hours per week which allows for a day off in the week although there is generally scope to work up to 10 sessions if you wish. The pace of work is also more relaxed with standard appointment times of 15 minutes. You can work fewer hours, however on a temporary work visa, the minimum number of hours required is 30 per week.

GP salaries in New Zealand can be stated as an hourly rate or an annual salary. GP income is around $210,000 for a full time position of 40 hours per week. This would be pro-rata for less than 10 sessions. Contracts are employment agreements which also include paid annual leave and sick leave plus other benefits such as paid medical indemnity insurance, registration fees and sometimes relocation plus assistance towards your MIQ (managed isolation quarantine) costs.

How Do NZ Salaries Compare with the UK?

How your NZ income compares will depend on the type of practise in the UK. Salaried GPs may find their income slightly more or at least comparable. If however you are in a successful GP Partnership or busy doing Locum or Out of hours shifts, you may find income to be lower.

Money however, is not everything, and what attracts GPs to New Zealand is the lifestyle. It offers a relaxed pace of life, well run healthcare system where GPs are looked after where cost of living is affordable.

We have placed many doctors in New Zealand who find the people very friendly and life much more relaxed. If you would like to find out more about working in New Zealand please do get in touch with our team!

 

 

 

 

The Australian Tax System for GPs Working in Australia

If you’re considering applying for GP jobs in Australia, you’ll certainly need to think about the financial aspects of moving to Australia. You might want to think about the cost of living in Australia as well as the Australian tax system and how it affects your take-home pay. If you own property in the UK and plan to keep it, you might also want to know how Australia taxes any income earned for overseas properties.

Average GP Salary Australia

Average GP salaries in Australia are relatively good with most GPs earning between AUS $200,000 to $400,000. Most of our GPs have a higher wage in Australia than they did in the UK.

GPs in Australia often earn a percentage of the billings rather than a fixed salary. This takes into account the number of patients they see, the complexity of the consultations and the number of hours worked. Our GPs have found that this payment system gives them more control over their take-home pay.

Paying Tax as a British GP Working in Australia

As a general practitioner, you can move to Australia on either a temporary or permanent work visa since medical occupations currently qualify under the long-term strategic skill list. Your visa and how long you intend to stay will impact whether you are an Australian resident for tax purposes. The vast majority of our GPs relocate on a Temporary Skilled Shortage Visa (TSS 482) and would be classed as an Australian resident for tax.

Australian residents must declare any income earned from anywhere in the world. However, can also take advantage of Australia’s tax-free threshold and tax offsets. Australian residents also typically receive a lower tax rate than foreign residents.

Australia’s Tax System: How to Pay Tax

Before you begin working as a GP in Australia, you’ll need to get a tax file number, also known as TFN. The Australian income year ends on June 30th and most people will need to file an annual tax return prior to this date. You’ll primarily be taxed on income and the amount you pay will depend on whether you’re an Australian or foreign resident.

Paying Tax in Australia as an Australian resident

Australia residents are entitled to claim a tax-free threshold of AUS$18,200 per year. This means you’ll only be taxed on income over the minimum threshold. You’ll also need to pay the Medicare levy, roughly 2% of your income, which helps support the country’s healthcare. In general, Australian residents using a TFN typically pay lower tax rates than foreign residents.

If you’re an Australian resident but only have a temporary resident visa, most of your foreign income won’t be taxed while you’re living in Australia. However, Australia does collect tax on work you complete overseas, for example, hosting an overseas conference, while living in Australia. More information about foreign income exemptions for temporary residents is available here.

Paying Tax in Australia as a Foreign Resident

It’s relatively rare for British GPs working in Australia to be classed as a foreign resident. As long as you’re taking steps to make Australia your home and plan to live there for more than six months, you’ll be classed as an Australian resident for tax purposes. Read more about paying tax as a foreign resident here.

Australian Tax System: Paying Tax on Overseas Property

Sometimes when our GPs move to Australia, they still own property in the UK. If you rent or sell this property and are classed as an Australian resident, you’ll probably need to pay tax. Any income or capital gains from the overseas property must be declared in your Australian tax return. You may be able to claim a foreign income tax offset if you’ve already paid tax on income or capital gains in another country.

Australia’s Tax System: Overseas Pensions & Annuities

As an Australian resident, you’ll also need to pay tax on any UK pensions in payment or annuities. In some cases, you can choose to deduct and have some of your annual pension or annuity income personal contributions returned to you (also known as undeducted purchase price). If your pension or annuity has been taxed in the UK and Australia, you might be able to claim a foreign income tax offset on your Australian tax returns.

More information is available here.

Paying Tax in Australia on Offshore Bank Accounts

If you decide to keep your UK bank account, you’ll need to report any interest or other income earned in your Australian tax income. Failing to declare this information could lead to financial penalties.

Working as a GP in Australia

Once you’ve secured a work visa and arrived in Australia, you need to apply for a TFN and complete a tax file number declaration. 

You must provide the declaration to your employer within 28 days of starting your GP job or you’ll need to pay the higher tax rate. After completing this initial paperwork, your employer will deduct taxes and submit them to the government.

Returning to the UK

While most of our GPs choose to make Australia their home for life, some decide to return to the UK. When you leave Australia, you’ll still need to submit a tax return. If you’re departing before the end of the tax year and don’t plan to return, you can lodge an Australian tax return early.

Ready to Move to Australia?

View our excellent GP job vacancies located throughout Australia or speak to one of our specialist recruitment professionals. Transition Medical is here to support you throughout every stage of your move from finding outstanding opportunities, securing Australian work visas and getting settled in your new home. Read our testimonies to learn about other GPs that we’ve helped make the move.

Other Relevant Blogs

GP Salary Australia – Find out what your GP income will be

We are often asked ‘How much do GPs earn in Australia?’

You may be thinking about relocating to Australia and want to know more about your GP salary in Australia. We discuss General Practitioner salaries and give you some guidance on what you can expect.

GPs in Australia generally earn a good income and can afford a comfortable lifestyle. In the majority of cases, GPs relocating from the UK earn at least the same for doing less hours per week. One of our doctors has described working in Australia

‘I have found the working conditions, flexibility, capacity for earning and, above all, lifestyle for my family and I to be far superior to my experience in the UK’

Australia GP Income

Rather than being paid a fixed salary, as a GP you will earn a percentage of billings.  The income you receive will very much depend on the number of patients you see but also upon the complexity of the consultations.

Factors which will affect your annual salary

  • The percentage of billings you receive
  • The number of hours you work
  • The number of patients you see
  • How many weeks annual leave you take
  • The type of patient you are treating ie which Medicare Billing item number you use

General practices in Australia operate as private businesses,either owned by a single GP, GP Partners or larger companies.

Bulk Billing

A bulk billing clinic is one where the practice bills Medicare for the full payment of the patient consultation. The patient presents a Medicare card and is not required to pay towards the consultation.

Medicare is a public health insurance scheme funded by the Australian Government, which provides all Australians, and those with eligible Medicare cards, with access to free or subsidised healthcare.

Almost nine out of 10 visits to the GP in the nine months to March 2021 were provided with no out-of-pocket cost to the patient,’ according to Federal Health Minister, Greg Hunt.

Mixed Billing

This is where the practice accepts bulk billing consultations as above but will also charge patients for consultations. Usually, patients who are under 16, over 65 and hold health cards are bulk billed and everyone else is private billed. The standard consultation fee for the practice will remain the same. Even in a mixed billing practice, most patients will be bulk billed.

Operating as a private business, GPs are free to determine reasonable fees that are reflective of the services they provide.

GP Percentage of Billings

As a GP you will be offered somewhere in the region of 60 – 70% of the total billings you generate for the practice. The private consultation fee for the practice will remain the same however the bulk billing fee will vary dependent on the type of consultation.  A standard bulk billing consultation is currently $39.10AUD however any additional treatment you provide above this is charged as an add on. Minor surgery, dermatology and skin, and health assessments will substantially increase the billings you achieve.

If you are working full time and seeing 4-6 patients per hour you can expect to earn a GP salary of $250K AUD per year. The potential income is really high with some of our GPs easily earning between $300 – $400K AUD.

It can take 3-6 months to build up your patient base and become fully booked. It may be much quicker but practices offer you a minimum guarantee for the first 2-3 months whilst you build your patient base. This guarantee is usually $100 – $150 per hour.

GPs we’ve placed in Australia find that their income is far higher than what they earn in the UK and have much more control over what they earn.

GP Tax Rate Australia

Working in Australia, you are classed as a resident for tax purposes.

The following rates for 2021 – 2022:

Taxable income                      Tax on this income
0 – $18,200                                   Nil
$18,201 – $45,000                      19%
$45,001 – $120,000                    32.5%
$120,001 – $180,000                  37%
$180,001 and over                        45%

Further Reading

GP Tax System in Australia

Is there an Age Limit for GPs?

Useful websites
Medicare
Medicare Benefits Schedule
Australian Tax Office

Is there an age limit for GPs?

A question we’re asked so often is ‘am I too old to work in Australia or New Zealand, or ‘what is the age limit for working as a GP in Australia or New Zealand?

The answer is, there is no age limit. We have placed GPs ranging from newly qualified doctors through to GPs who have reached retirement and fancy a spell working overseas.

Age is not a factor for the majority of our medical practices we work with. Most are looking for good all-round GPs with comparable qualifications.

Let’s address what practices are looking for:

Australia

If a practice in Australia is unable to find a suitable GP from within Australia they will first look overseas for a GP with substantially comparable experience such as the UK or Ireland.

The Australian registration process changed on the 1st September 2019. The registration pathway allows for those with comparable qualifications to submit a comparability assessment. To find out more please do get in touch.

New Zealand

New Zealand practices will look to comparable countries.  There are over 20 countries which are considered comparable. For a full list please the Medical Council website.

Age Limit for Visas

To apply for a temporary visa to work in either Australia or New Zealand, as long as you meet the other health and good standing criteria, then age is no factor.

If you are planning a permanent move then the age limit when applying for an independent permanent visa in Australia is 45, there are options after this age for you to be sponsored by the practice. In New Zealand, you need to apply before you reach 56. Our specialist immigration advisor can advise on your individual circumstances. For more information please don’t hesitate to get in touch.

Top Tips for GPs Relocating to New Zealand

Here at Transition Medical we get asked many questions from GPs new to their New Zealand GP job search. As one of the leading UK GP recruitment agencies we have compiled a brief checklist of things you’ll need to have (and think about)!

1. Primary Medical Degree from a recognised university – MBBS, MB ChB, MD, MB BCh, BM etc

3. Language Skills – All overseas trained GPs are required to demonstrate their English competency. This is fairly straightforward for overseas GPs. It can be proven if English is your primary language, you completed your primary medical degree from a recognised English-speaking country (UK, Australia, Canada, New Zealand, Ireland, South Africa or USA).

Another way of meeting this requirement is to have worked continuously as a registered medical practitioner where English was the first and primary language for a minimum of 2 years and can provide the names of two referees who can attest to your English language ability.

Otherwise you would need to sit an appropriate English language test eg IELTS or OET.

4. Medical Registration – Full, current and unconditional registration from your current authority (i.e. GMC) and unconditional registration from any previous registering authority. You will need a Certificate of Good Standing from each authority you have been registered over the last 5 years.

5. You must either hold a Primary Medical degree and have completed your internship from a Competent Authority such as the UK or Ireland or hold recent experience from a Comparable health system.

6. A Job Offer – To work as a GP in New Zealand and be able to secure medical registration and a suitable employment visa you must secure a job offer. The first step of this process is to speak to one of our medical recruitment specialists to find you a great GP job in Auckland, Wellington, Christchurch or a fantastic coastal town or somewhere more rural. Whether you want city, beach or country life, we can find you what you’re looking for!

7. Timescales – The medical recruitment and visa process for New Zealand is relatively straightforward and will take approximately 3 months. We would recommend getting in touch around 6 months prior to you wishing to relocate.

8. Age doesn’t matter – GP practices are looking for good all-round GPs, so whether you are newly qualified, mid-way through your career or reaching retirement there will be a GP vacancy available for you.

9. COVID – We have to mention it. Although the New Zealand border is currently closed to most, GPs are still able to apply for an exemption to cross the border. We have had many doctors successfully relocate during this time. Managed isolation (MIQ) is required however we will help you navigate this process.

10. Finally – When considering working as a GP in New Zealand, it may seem a daunting process and you’ll be weighing up the pros and cons of relocating. Many GPs have already made the move and find the working conditions and lifestyle to be far superior than the UK. Discover what our GPs have to say and why we’re one of the Best Doctor Recruitment Agencies

If you are considering a move or just want to chat through options we have a dedicated team who will guide you through every step of the whole process. Visit our latest vacancies or contact us directly here.

June 2021 – Update on DPA Area for Overseas Trained Doctors in Australia

The annual update of the DPA (Distribution Priority Area) will be available on 1st July 2021. The DPA is updated annually based on the latest available billing data and population statistics from the Australian Bureau of Statistics. The aim is to ensure the distribution of medical practitioners in communities of greatest need.

What does this mean for GPs?

If an area gains DPA status (the area has now been assessed as not receiving adequate services for the needs of the community), practices in the area will now be able to employ Overseas Trained Doctors.

If an area loses DPA status (the area has now been assessed as receiving adequate services for the needs of the community), GPs who hold an existing exemption under section 19AB of the Health Insurance Act 1973 can continue to practise at their location provided they continue to meet the conditions of their exemption.

To find out whether a location is deemed a DPA you can click here.

Under current DPA classifications, areas within 30 minutes to 1 hour in the larger cities such as Melbourne, Adelaide and Canberra are available however this may change from the 1st July.

We would like to see that the changes made in July 2021 lead to some areas such as Perth become DPA as there are currently no DPA areas there, however If you are considering a move to Australia, we would recommend getting in touch to discuss options before the 1st July 2021.  We currently have opportunities in city, regional and rural communities of Australia.

Desirable destinations Down Under now available as a result of changes to current DPA Areas

International Medical Graduates (IMG) continue to be in high demand in Australia; enabling access to a world-class health system while enjoying beautiful surroundings in warmer climates.  Now due to a new set of guidelines it is easier to work closer to the sought-after city locations.

Under new guidelines, IMG’s with substantially comparable specialist qualifications participating in the PEP, can work either in MM1 and DPA or MM1 and Priority GP catchment areas.  DPA refers to Distribution Priority Area which aims to facilitate the placement of medical practitioners in communities of greatest need.  The MMM (Modified Monash Model) is used to assess where the need is. MM1 are the most metropolitan areas and MM7 are the most rural.

A Health Workforce Certificate (HWC) is still required however we will liaise directly with the practice to secure this on your behalf.

In light of these recent changes, we will be adding lots more GP Jobs to our website very shortly so please keep checking to see our latest vacancies –https://transitionmedical.com

Whether you are ready to go or just want to chat through your options, we can help – info@transitionmedical.com or call our friendly team on +44 (0) 7983 685945

For information on gaining medical registration in Australia – read our blog here 

For more information on the new guidelines around where you can work see here.

Current Covid-19 travel restrictions – what this means for doctors wishing to relocate to New Zealand and Australia.

Due to the ever-changing guidance around travel we felt it might be good for those interested in relocating to Australia or NZ to answer some frequently asked questions. We hope you find it helpful,  if you have any further queries, please do not hesitate to get in touch 
AUSTRALIA
Q. Can I still apply for a new GP Job? and once I have a job offer and my visa approved, am I eligible to travel?  
A. Yes – Australia continues to have border measures in place to protect the health of the Australian community, however there are exemptions we can apply for to enable us to continue to recruit and fill vacancies throughout Australia.  There continues to be a strong demand from healthcare employers in Australia to recruit International Medical Graduates.
Travel exemptions as determined by the Commissioner:
  • Foreign nationals travelling at the invitation of the Australian Commonwealth Government for the purpose of assisting in the COVID-19 response or whose entry would be in the national interest
  • Critical medical services, including air ambulance and delivery of supplies, that regularly arrive into Australia from international ports
  • Persons with critical skills (for example, medical specialists, engineers, marine pilots and crews) by exception
  • Diplomats accredited to Australia and currently resident in Australia and their immediate family
  • ​Case-by-case exceptions may also be granted for humanitarian or compassionate reasons.

We have a fully committed immigration team who will manage the visa applications on your behalf and be available to help with any queries regarding exemptions. Please note exemptions must be granted prior to undertaking travel to Australia.

You can apply for an exemption using this online form.  Exemptions are assessed on a case-by-case basis.

To supplement your application for exemption, you will need to provide evidence that your employer requires you to start immediately for the purpose of assisting in the COVID-19 response, we will request and assist with this on your behalf.

Q. Do I need to quarantine on arrival?

A. Yes  – All travellers arriving in Australia will be required to undertake a mandatory 14-day quarantine at designated facilities, in their port of arrival.​ See here for specific detals.  Upon arrival, you will be transported directly to designated facilities after appropriate immigration, customs and enhanced health checks. This requirement applies to anyone, including Australian citizens/permanent residents and temporary residents exempt from the travel ban.

Q. Are there any caps on international passenger flows?

A. Yes unfortunately there are – In order to manage and maintain quarantine arrangements across the jurisdictions of New South Wales, Victoria, Queensland and Western Australia, National Cabinet agreed to implement caps on international arrivals, and an extension of current international passenger flight restrictions into Victoria. There has been a reduction in the number of flights available into and from Australia however the national government will review this policy on 24th October 2020.
NEW ZEALAND
Q. Can I still apply for a new GP Job in NZ and once I have a job and have my visa approved, am I still eligible to travel?
A. Yes – Like Australia there continues to be a strong demand for GPs in New Zealand and we have continued to recruit throughout this year for positions in both the North and South Island. Our immigration team are on hand to advise and support border exemptions and visa applications.
The New Zealand borders are closed for all but critical travel — protecting public health in New Zealand. However, we can apply to the INZ for border exemptions and critical purpose visas to enable entry as GP’s are considered as a critical health worker who hold a key position required to deliver critical services within the NZ health system.  If you have a dependent partner or children, you can also include them in the request. You must be able to prove you are in a genuine and stable relationship with your partner.
Once your border exemption application has been submitted, an immigration officer will assess your request and if they are satisfied that you are eligible to travel to New Zealand, they will contact you with information about what to do. As they are dealing with high numbers of requests for assistance, they are currently aiming to respond within two working days, however, this timeframe may be longer depending on enquiry volumes and the complexity of requests received.

Before submitting a request, please consider the availability of flights to New Zealand and travel restrictions for any country you may need to transit on the way to New Zealand.

Q.  Will I need to quarantine on arrival and what can I expect?
A. Yes – To help stop the spread of COVID-19, people who do arrive in New Zealand legally must complete at least 14 days of managed isolation or quarantine at an isolation facility. You will be assigned a room in a managed isolation facility for the duration of your stay. This will take into account how many people are with you. Everyone who is entering on a border exception as a critical worker will have to pay for the quarantine costs. You will receive an invoice after their departure from managed isolation and will have 90 days to pay.  Feedback from GP’s who have recently left quarantine have advised that its comfortable and have been well looked after.
As the above is all subject to change, we recommend referring to the below websites for the most up to date information.
If you are considering a move to Australia or NZ, either ready to move or just consider your options please do get in touch via email (info@transitionmedical.com or phone +44 (0) 7983 685945 to see how we can help.  We have GP positions across both Australia and NZ offering amazing work life balance and generous salaries.

Update on Distribution Priority Area (DPA) for Overseas Trained Doctors in Australia

The annual update of the DPA will be available on 1st July 2020. The DPA is updated annually based on the latest available billing data and population statistics from the Australian Bureau of Statistics. The aim is to ensure the distribution of medical practitioners in communities of greatest need.

What does this mean for GP’s?

If an area gains DPA status (the area has now been assessed as not receiving adequate services for the needs of the community), practices in the area will now be able to employ Overseas Trained Doctors.

If an area loses DPA status (the area has now been assessed as receiving adequate services for the needs of the community), GPs who hold an existing exemption under section 19AB of the Health Insurance Act 1973 can continue to practise at their location provided they continue to meet the conditions of their exemption.

To find out whether a location is deemed a DPA you can click here or search the Distribution Priority Areas map on www.doctorconnect.gov.au

If you are considering a move to Australia, we would recommend getting in touch to discuss options before the new DPA is published on the 1st July 2020.  We currently have opportunities in city, regional and rural communities of Australia.